Over the last several years, over $1 billion in student loan debt has been forgiven for students who attended for-profit colleges or other schools that potentially misled students. The reasons for student loan forgiveness include borrower defense to repayment claims, closed schools, and other lawsuits.
The Biden Administration has forgiven the most amount of student loan debt of any president, with several recent announcements helping over 200,000 borrowers.
However, figuring out if you qualify can be challenging. Here is the list of colleges that qualify for student loan forgiveness under borrower defense to repayment, the latest Sweet v. Cardona settlement, or other loan cancellation agreements. You can also see this guide on How To Get Help For Your Loans If You Were Defrauded By Your College.
Editor's Note:This article has been updated to reflect that not all schools on this list are for-profit. Some schools may have previously been for-profit, but have since changed their status to non-profit.
Table of Contents
Borrower Defense Student Loan Forgiveness List
How To Get Loan Forgiveness
What To Do Next
Borrower Defense Student Loan Forgiveness List
There are over 155 schools and colleges that potentially qualify for student loan forgiveness under various plans and settlements - the most recent being the proposed settlement of Sweet v. Cardona. However, many of the "owner" names don't match the college names. We're working to put the individual school names here on this list.
Note: Not all students for all years/schools will qualify. You still must meet the criteria for either borrower defense or closed school discharge. However, for some schools, all borrowers will qualify.
For example, Corinthian Colleges entered into a settlement, but the actual names of the schools are Everest, WyoTech, and others. As such, borrowers may not know if they qualify for programs.
For the list below, we list the parent company name, and then the list of affiliated schools. Some of these colleges may have previously been for-profit, but have since changed to non-profit educational institutions.
Disclaimer: Some schools on this list were previously for-profit schools, and have since changed to non-profit status. They may have also operated under different parent companies or other names previously. Schools that are considered non-profit today are denoted by an asterisk (*).
Alta Colleges, Inc. (Westwood)
- Westwood College
American Commercial Colleges, Inc.
- American Commercial College
American National University
- American National University
Ana Maria Piña Houde and Marc Houde
- Anamarc College
Anthem Education Group (InternationalEducation Corporation)
- Anthem College
- Anthem Institute
- University of Phoenix
- Western International University
- ATI Career Training Center
- ATI College
- ATI College of Health
- ATI Technical Training Center
B&H Education, Inc.
- Marinello School of Beauty
Berkeley College (NY)
- Berkeley College
- Ashford University*
- University of the Rockies*
Capella Education Company (StrategicEducation, Inc.)
- Capella University
Career Education Corporation
- American InterContinental University
- Briarcliffe College
- Brooks College
- Brooks Institute
- Collins College
- Colorado Technical University
- Gibbs College
- Harrington College of Design
- International Academy of Design and Technology
- Katharine Gibbs School
- Le Cordon Bleu
- Le Cordon Bleu College of Culinary Arts
- Le Cordon Bleu Institute of Culinary Arts
- Lehigh Valley College
- McIntosh College
- Missouri College of Cosmetology North
- Pittsburgh Career Institute
- Sanford‐Brown College
- Sanford‐Brown Institute
- Brown College
- Brown Institute
- Washington Business School
- Allentown Business School
- Western School of Health and Business Careers
- Ultrasound Diagnostic Schools
- School of Computer Technology
- Al Collins Graphic Design School
- Orlando Culinary Academy
- Southern California School of Culinary Arts
- California Culinary Academy
- California School of Culinary Arts
- Pennsylvania Culinary Institute
- Cooking and Hospitality Institute of Chicago
- Scottsdale Culinary Institute
- Texas Culinary Academy
- Kitchen Academy
- Western Culinary Institute
Center for Employment Training
- Center for Employment Training
Center for Excellence in Higher Education(CEHE)
- California College San Diego
- Independence University
Corinthian Colleges, Inc.
- American Motorcycle Institute
- Ashmead College
- Blair College
- Bryman College
- Bryman Institutde
- CDI College
- Duff's Business Institute
- Eton Technical Institute
- Everest University Online
- Everest College Phoenix
- Florida Metropolitan University
- Georgia Medical Institute
- Heald College
- Kee Business College
- Las Vegas College
- National Institute of Technology
- National School of Technology
- Olympia Career Training Instittue
- Olympia College
- Parks College
- Rochester Business Institute
- Sequoia College
- Tampa College
- Western Business College
Computer Systems Institute
- Computer Systems Institute
Court Reporting Institute, Inc.
- Court Reporting Institute
- La' James College of Hairstyling
- La' James International College
- American Career College
- American Career Institute
Delta Career Education Corporation
- McCann School of Business & Technology
- Miami‐Jacobs Career College
- Miller Motte Business College
- Miller‐Motte College
- Miller‐Motte Technical College
- Tucson College
- American University of the Caribbean
- Carrington College
- Chamberlain University
- DeVry College of Technology
- Devry Institute of Technology
- DeVry University
- Keller Graduate School of Management
- Ross University School of Veterinary Medicine
- Ross University School of Medicine
- Argosy University
- The Art Institute
- Brown Mackie College
- Illinois Institute of Art
- Miami International University of Art & Design
- New England Institute of Art
- South University
- Western State University College of Law
Education Affiliates (JLL Partners)
- All‐State Career School
- Fortis College
- Fortis Institute
Edudyne Systems Inc.
- Career Point College
Empire Education Group
- Empire Beauty School
Everglades College, Inc.
- Everglades University
- Keiser University
Globe Education Network
- Globe University
- Minnesota School of Business
Graham Holdings Company (Kaplan)
- Bauder College
- Kaplan Career Institute
- Kaplan College
- Mount Washington College
- Purdue University Global
Grand Canyon Education, Inc.
- Grand Canyon University*
Infilaw Holding, LLC
- Arizona Summit Law School
- Charlotte School of Law
- Florida Coastal School of Law
International Education Corporation
- Florida Career College
- United Education Institute
ITT Educational Services Inc.
- ITT Technical Institute
JTC Education, Inc.
- Gwinnett College
- Medtech College
- Radians College
Laureate Education, Inc
- Walden University
Leeds Equity Partners V, L.P.
- Florida Technical College
- National University College
- NUC University
- Concorde Career College
- Concorde Career Institute
Lincoln Educational Services Corporation
- International Technical Institute
- Lincoln College of Technology
- Lincoln Technical Institute
Mark A. Gabis Trust
- Daymar College
Mission Group Kansas, Inc.
- Wright Business School
- Wright Career College
Premier Education Group L.P.
- American College for Medical Careers
- Branford Hall Career Institute
- Hallmark Institute of Photography
- Hallmark University
- Harris School of Business
- Institute for Health Education
- Micropower Career Institute
- Suburban Technical School
- Salter College
Quad Partners LLC
- Beckfield College
- Blue Cliff College
- Dorsey College
Remington University, Inc. (Remington College)
- Remington College
Southern Technical Holdings, LLC
- Southern Technical College
Star Career Academy
- Star Career Academy
Sullivan and Cogliano Training Center, Inc.
- Sullivan and Cogliano Training Centers
TCS Education System
- Chicago School of Professional Psychology
Vatterott Educational Centers, Inc.
- Court Reporting Institute of St Louis
- Vatterott College
Wilfred American Education Corp.
- Robert Fiance Beauty Schools
- Robert Fiance Hair Design Institute
- Robert Fiance Institute of Florida
- Wilfred Academy
- Wilfred Academy of Beauty Culture
- Wilfred Academy of Hair & Beauty Culture
Willis Stein & Partners (ECA)
- Brightwood Career Institute
- Brightwood College
- New England College of Business and Finance
- Virginia College
How To Get Loan Forgiveness
There are two main programs that help here:
Borrower Defense To Repaymentprovides for the cancellation of a borrower’s federal student loans when the college violated federal or state laws or engaged in a substantial misrepresentation concerning the borrower’s student loans or the educational services paid for using the student loans. If a borrower qualifies for the borrower defense to repayment discharge, the borrower’s federal student loans will be cancelled and all previous payments refunded to the borrower.
Important Note For Timing On The Most Recent Settlement For Borrower Defense To Repayment:If the current settlement is approved, it will apply not just to borrowers who filed claims before June 22, but also to borrowers who file claims after June 22 but before the court approves the settlement. A hearing is scheduled for July 28. In particular, the settlement provides that these borrowers will have their applications processed within three years, and if they aren't processed, their loans will automaticallybe forgiven in full.
Closed School Discharges:If a college closed while the student is enrolled or within 180 days of the student’s withdrawal, the student may be eligible for a closed school discharge of their federal student loans if they are unable to complete their education through a teach-out or by transferring credits to another school.
It's important to remember that these loan forgiveness programs only apply to Federal student loans (such as the latest settlement with the Department of Education). If you have private student loans, there are no specific student loan forgiveness programs that can help. However, there have been various lawsuits and settlements to dismiss some private loans in connection with these schools.
Recently, Navient agreed to forgive $1.7 billion in private student loans for 66,000 borrowers who dropped out of for-profit colleges. Previously, Corinthian Colleges agreed to forgive private Genesis loans to borrowers who attended their schools.
On November 17, 2022, the judge overseeing the case has approved the settlement agreement. However, the group that represented the schools has said it would appeal the case. As such, the agreement will likely still be on hold while the 9th Circuit Court of Appeals hears the case.
What To Do Next
If you think you qualify, you should have been (or will be) notified by your loan servicer. However, if your contact information is not updated, you may not be.
As such, you should submit an application for the Borrower Defense To Repayment Discharge at studentaid.gov/borrower-defense/.
Notice:There are a LOT of scams out there that are using these school names to get you to pay for help processing your student loan forgiveness claims. You don't have to pay - you can do this all for free via StudentAid.gov (which is a legitimate government website). Read our list of common student loan scams here.
Who qualifies for student loan forgiveness? To be eligible for forgiveness, you must have federal student loans and earn less than $125,000 annually (or $250,000 per household). Borrowers who meet that criteria can get up to $10,000 in debt cancellation.How do you know what student loans will be forgiven? ›
Who qualifies for student loan forgiveness? To be eligible for forgiveness, you must have federal student loans and earn less than $125,000 annually (or $250,000 per household). Borrowers who meet that criteria can get up to $10,000 in debt cancellation.What for profit schools defrauded students? ›
The four institutions include DeVry University, which is based in Illinois, but has 40 locations in 18 states; Westwood College, based in Colorado, which closed in 2016; ITT Nursing, based in Indiana, which filed for bankruptcy in 2016; and the Minnesota School of Business/Globe University, which closed in 2017.What schools were included in the Navient lawsuit? ›
- Advanced Career Technologies, ABC Training Center of Maryland, and The Career Institute – American Career Institute, The Career Institute of American International College, and Clark University Computer Career Institute.
- Alta College – Westwood College and Redstone College.
Most private elementary and secondary schools, and private colleges and universities, are not-for-profit organizations. If a private school has this status, it would qualify as a qualifying employer. However, a private school, college, or university that operates for profit is not a qualifying employer.What student loans are not eligible for forgiveness? ›
What student loans are not eligible for forgiveness? Private student loans, by definition, are private and are not eligible to be forgiven. These are loans the borrower owes to student loan providers and not the federal government. Mr.When can I expect my student loans to be forgiven? ›
According to the Education Department, borrowers who receive enough credit to reach or surpass the 20- or 25-years of credit needed for student loan forgiveness “will begin to see their loans forgiven in spring 2023.” Another 3.6 million borrowers are expected to receive three or more years of retroactive credit toward ...Which colleges are Corinthian? ›
- American Motorcycle Institute.
- Ashmead College (Oregon and Washington)
- Blair College (Colorado Springs, Colorado)
- Bryman College.
- Bryman Institute.
- CDI College.
- Duff's Business Institute (Pittsburgh, Pennsylvania)
- Eton Technical Institute (Port Orchard, Washington)
The U.S. Department of Education is canceling $415 million in federal student loan debt for 16,000 borrowers who were defrauded by their schools. The schools include DeVry University, ITT Technical Institute, Westwood College and Minnesota School of Business/Globe University.Are all Corinthian College student loans being forgiven? ›
The Education Department has forgiven more than $18 billion for borrower defense applicants and people whose schools closed before they finished their degrees, including $5.8 billion for 560,000 Corinthian College students and $3.9 billion for 200,000 borrowers who were enrolled at ITT Technical Institutes.
The Public Service Loan Forgiveness (PSLF) Program forgives the remaining balance on your Direct Loans after you have made 120 (10 years) qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.What 38 states are in the Navient lawsuit? ›
Attorneys general of the following 38 states plus the District of Columbia were part of the lawsuit against Navient: Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, ...How do I know if I qualify for student loan settlement? ›
To be a member of the class, borrowers must have submitted a Borrower Defense to Repayment application to the Education Department by June 22, 2022 and must have attended one of the dozens of institutions on the settlement agreement's approved list of schools.Are student loans forgiven after 20 years? ›
Any outstanding balance on your loan will be forgiven if you haven't repaid your loan in full after 20 years (if all loans were taken out for undergraduate study) or 25 years (if any loans were taken out for graduate or professional study).Who now qualifies for public service loan forgiveness? ›
Working in public service, such as government service (federal, U.S. Military, state, local, or tribal) or certain non-profit organizations may qualify you for PSLF. Your employment may also qualify if your employer provides certain types of qualifying public services.Are Sallie Mae loans eligible for loan forgiveness? ›
But federal student loan forgiveness can be hard to get — and if you have a private student loan through Sallie Mae, forgiveness is not available. There are, however, repayment options, including refinancing your student loans. It might be beneficial to look for a refinancing lender that offers extras.Why haven t my student loans been forgiven? ›
In the past two months, student loan forgiveness has been the target of two high-profile lawsuits. As a result of these lawsuits, the Department of Education is no longer accepting applications for forgiveness, and the program has been paused until the courts make a decision.What 6 states are against student loan forgiveness? ›
The 8th Circuit Court of Appeals blocked the Biden Administration's plan to forgive at least $10,000 in federal student loans for most borrowers nationwide, despite the Biden Administration asking any order against it to be limited to just the six states that sued: Arkansas, Iowa, Kansas, Missouri, Nebraska and South ...Is student loan forgiveness automatic? ›
“Any borrowers with loans that have accumulated eligible time in repayment of at least 20 or 25 years will see automatic forgiveness, even if they are not currently on an IDR plan,” says updated Education Department guidance. Some borrowers will need to take other steps to benefit from the program.How long is the approval process for student loan forgiveness? ›
This process can take at least 90 days, but it could take longer.
Borrowers have until Dec. 31, 2023, to apply for the forgiveness program.What loans are federal student loans? ›
Federal loan programs include the William D. Ford Federal Direct Loan Program, the Federal Perkins Loan Program, and the Federal Family Education Loan (FFEL) Program.Will parent PLUS loans be forgiven? ›
If you're still making payments on your Parent PLUS Loan after 25 years of on-time payments (for a total of 300 payments), the remaining balance of your loan will be forgiven.Will student loan forgiveness actually happen? ›
No. The Supreme Court struck down Biden's student loan cancellation plan on Jun. 30. The ruling concluded that the administration does not have the authority to cancel student loan debt under the HEROES Act.